Privacy Policy

We may collect the following categories of information through the Site:

• Information you provide. Information you voluntarily submit through a contact form on the Site, including your name, contact details, and the general subject of your inquiry.
• Automatically collected information. Technical and usage information collected automatically when you access the Site, which may include internet protocol (IP) address, browser and device characteristics, pages viewed, referring source, and approximate geographic region.
• Information from cookies and similar technologies. Information collected through cookies and similar technologies, as described in Section 4.

We do not request or collect health, financial, or household information through the Site.

Information collected through the Site may be used for the following purposes:

• to respond to inquiries submitted through the Site and to enable a licensed insurance agent to contact you regarding the products and services about which you inquired;
• to operate, maintain, evaluate, and improve the Site;
• to detect, prevent, and address technical issues, fraud, and automated abuse; and
• to comply with applicable legal, regulatory, and recordkeeping obligations.

We do not use information collected through the Site for unrelated marketing purposes, to create consumer profiles, or to deliver targeted advertising.

We do not sell or rent your personal information. We may disclose information collected through the Site in the following circumstances:

• Service providers. To third parties that perform functions on our behalf, including website hosting, email delivery, analytics, and security and anti-fraud services. Each receives only the information necessary for its own function, and may use that information only to perform it for us.
• Licensed agents. To licensed insurance agents affiliated with WFI Healthcare Agency, for the purpose of responding to your inquiry.
• Legal and regulatory. Where required or permitted by applicable law, regulation, legal process, or governmental request, or to establish, exercise, or defend legal claims.

We do not disclose information submitted through the Site to other insurance agencies, insurance carriers, or lead-generation companies for their own marketing purposes. Of the service providers described above, the information you submit through a contact form is handled only by those that host the Site and deliver our email, and only in order to bring it to us. It is not provided to our analytics or security providers.

The Site uses cookies and similar technologies. Cookies are small data files placed on your device that enable certain functionality and allow use of the Site to be measured.

We use third-party analytics services, including Google Analytics, to understand how the Site is used. Such services may collect information including IP address, browser and device characteristics, pages viewed, and approximate geographic region, and may set cookies for those purposes. Information collected through these services is not used to deliver targeted advertising to you, to build advertising audiences, or to track you across unaffiliated websites or devices.

The Site also uses a third-party security service to protect forms against automated abuse. That service may receive technical information about a request, including IP address, and may set a cookie for that purpose.

Most web browsers allow you to refuse or delete cookies through their settings. Disabling cookies may affect the functionality of the Site. Additional choices are described in Section 8.

Certain web browsers may transmit “Do Not Track” signals. There is currently no industry or legal standard governing how such signals should be interpreted, and the Site does not currently respond to them.

Information transmitted through the Site is encrypted in transit using Transport Layer Security (TLS). We maintain administrative, technical, and physical safeguards designed to protect information against unauthorized access, use, alteration, or disclosure.

No method of transmission or storage is completely secure. While we take reasonable measures to protect information, we cannot guarantee the absolute security of information transmitted to or from the Site.

We retain information collected through the Site for as long as is necessary to fulfill the purposes described in this Privacy Policy, to respond to your inquiry, and to comply with applicable legal, regulatory, and recordkeeping obligations, after which it is deleted or archived in accordance with our ordinary practices.

Detailed analytics records are retained by our analytics provider for a limited period and are then deleted automatically. Aggregated reports, which do not identify individual visitors, may be retained indefinitely.

Depending on your state of residence, you may have certain rights with respect to your personal information, which may include:

• the right to request access to personal information we maintain about you;
• the right to request correction of inaccurate personal information;
• the right to request deletion of personal information;
• the right to opt out of the sale of personal information or its processing for purposes of targeted advertising; and
• the right not to be subjected to discriminatory treatment for exercising any of these rights.

As described above, we do not sell personal information and do not process it for purposes of targeted advertising. You may exercise any of the rights described in this Section by contacting us as described in Section 11. We may take reasonable steps to verify your identity before responding to a request.

You may also limit the information collected by analytics services by adjusting your browser's cookie settings or by installing the opt-out browser add-on made available by Google.

The Site may contain links to websites operated by third parties. This Privacy Policy does not apply to those websites, and we are not responsible for their content or their privacy practices. We encourage you to review the privacy policy of any third-party website you visit.

We may update this Privacy Policy from time to time. Any changes will be posted on this page and identified by a revised “Last updated” date. We encourage you to review this Privacy Policy periodically.

If you have questions about this Privacy Policy, or wish to exercise any of the rights described in Section 8, please contact us.